Finance options available to you...

See how affordable your home improvement can be with our Finance Calculator.

To make life easy for you, Pennine can arrange a variety of affordable and convenient easy payment finance options (subject to application & status). Applying for finance is simple and we promise you a quick decision. Everything can be sorted out with you in the comfort of your home or at your local Pennine Showroom, so you can enjoy whatever you've set your heart on right away.

Whether you’re looking for new windows, a stylish new conservatory or replacing your tired roof with our latest 'Pennine Smart Roof' - it’s easy to improve your home and pay in affordable monthly installments.

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With 3 years interest free credit, you'll be amazed at how affordable your new windows could be.

£
36 monthly payments
Deposit
£
Representative APR over 3 years
0%

There are no arrangement fees and no hidden costs with our interest free credit option. You can make over payments or pay off your agreement early at no additional cost. 

These calculators are for illustrative purposes only and do not constitute a credit quotation.  3 years interest free credit is available on Envisage Windows & Zenith Orangeries only.

Representative Example of This Finance Option

Cash Price
£6,000.00
Deposit
£3,000.00
Total Amount of Credit
£3,000.00
Duration of Agreement
36 Months
Rate of Interest
0% p.a. variable
Representative APR
0% APR
60 Monthly Payments
£83.34
Total Amount Payable
£6,000.00

Credit is subject to application and affordability. Terms and conditions apply. Minimum loan value £1,000. Authorised and regulated by the Financial Conduct Authority. Pennine Home Improvements (Registered Company No. 2342225) act a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (Register no. 704348).

Buy now and choose to pay monthly over 5, 10 or 15 years...

£
60 monthly payments
Deposit
£
Representative APR over 5 years
7.9%
120 monthly payments
Deposit
£
Representative APR over 10 years
7.9%
180 monthly payments
Deposit
£
Representative APR over 15 years
7.9%

This finance option allows you the convenience and flexibility of spreading the cost of your home improvements over 60, 120 or 180 months*. You must make the minimum repayment each month. However you can also make additional payments and therefore control the length of the loan and the amount of interest you would pay.

*180 months for orders over £10,000 only. No security is required on this loan.

These calculators are for illustrative purposes only and do not constitute a credit quotation.

Cash Price
£4,000.00
Deposit
£99.00
Total Amount of Credit
£3,901.00
Duration of Agreement
60 Months
Rate of Interest
4.3% p.a. variable
Representative APR
7.9% APR
60 Monthly Payments
£78.42
Total Amount Payable
£4,804.20

Credit is subject to application and affordability. Terms and conditions apply. Minimum loan value £1,000. Authorised and regulated by the Financial Conduct Authority. Pennine Home Improvements (Registered Company No. 2342225) act a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (Register no. 704348).

Buy now for as little as £99 deposit and pay nothing more for 12 months...

£
Deposit
£
Pay within 12 months + £29 exit fee
£

Want to pay in monthly instalments after 12 months rather than one-off payment? Consider this option.

120 monthly payments (after 12 months)
Deposit
£
Representative APR over 10 years
19.9%

This option allows you a 12 month payment holiday from the date of completion. Pay us £99 deposit when you order, and as long as you pay the outstanding balance in full before 12 months has elapsed plus a £29 exit fee, no interest will be charged. If, after 12 months, this is not convenient, you can pay in 120 monthly installments at 19.9% APR Representative.

*Deferred for 12 months from the date of completion – £29 exit fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 12 months has elapsed. No security is required on this loan.

These calculators are for illustrative purposes only and do not constitute a credit quotation.

Representative Example of This Finance Option

Cash Price
£4,000.00
Deposit
£99.00
Total Amount of Credit
£3,901.00
Duration of Agreement
132 Months*
Rate of Interest
14.4% p.a. fixed
Representative APR
19.9% APR
120 Monthly Payments
£83.88
Total Amount Payable
£10,164.60

Credit is subject to application and affordability. Terms and conditions apply. Minimum loan value £1,000. Authorised and regulated by the Financial Conduct Authority. Pennine Home Improvements (Registered Company No. 2342225) act a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (Register no. 704348).


It pays to put Pennine in the frame – get in touch with us today and see how we can help.

Get a free quote

or call us today on 0800 22 55 22.


Customer Reviews

"The aftercare team was exceptional. Thank you!"


Windows & Doors Newcastle Upon Tyne
David Ballantine – 8th Aug 2019

"The call the day before to check we were still okay for our appointment was very re-assuring. I am so...


Windows & Doors Choppington, Northumberland
Michael Forrest – 8th Aug 2019

"Great team. Very understanding sales representative. Superb product. Thanks to all."


Windows & Doors Cornforth, Co Durham
Keith Inglis – 8th Aug 2019

"The installers were excellent. Very pleased. Doors were fitted sooner than expected. Great."


Windows & Doors Whitley Bay
Kath Trout – 1st Aug 2019

"The appearance and quality of the furniture and glass more than met my expectations. "The price was very reasonable and...


Windows & Doors West Rainton, Houghton-le-spring
Mr and Mrs Brann – 1st Aug 2019

"Good, all-round service."


Windows & Doors Washington, Tyne & Wear
Marc Ledger – 1st Aug 2019

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2019 All content © Crownfold Ltd T/A Pennine Home Improvements.

Crownfold Ltd is the trading name of Pennine Home Improvements

Credit is subject to application and affordability. Terms and conditions apply. Minimum loan value £1,000. Authorised and regulated by the Financial Conduct Authority. Pennine Home Improvements (Registered Company No. 2342225) act a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (Register no. 704348).